The Dick Wilson course is usually empty—and always perfect—but members skip around, make up their routing, even tee it up at 6 a.m. or choppering out from the club's helipad.__New Buffalo, Mich.After golf, a "waterfall" shower and a Southside (gin, lemon juice, fresh mint) set up a soft landing back in the real world—whether it's braving the L. Initiation: ,000__Hidden a few hundred yards off Lake Michigan, just north of the Indiana state line, The Dunes Club is hard to find and harder to join, but worth the effort.On the tony east end of Long Island, we applaud The Bridge for importing the dress code of an outdoor concert.

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The Caves' "jersey" is a golf shirt with a members-only red logo.__Manhasset, N. Initiation: Undisclosed__Of all the glorious avenues in golf—Magnolia Lane, 17 Mile Drive, Granny Clark's Wynd—the initial stretch of the Long Island Expressway doesn't come to mind.

Traffic's usually a nightmare, but duck off Exit 34, and you just about pull into Deepdale, a private oasis made up of Wall Street tycoons, politicians and celebrities like Tom Brokaw and Hugh Grant.

Such problems don't exist at this men-only frat house north of Miami.

You can play shirts versus skins in a ninesome, or for that matter, any game you dream up.

More than a few clubs here could inscribe the motto "No rules, just rich" under their logo and not be far off base, but the greatest lesson taught by the carefree elite is that it doesn't take money to have fun.

In Idaho, we like Gozzer Ranch Golf & Lake Club's softball diamond with keg beer as a way to shift the 19th hole outside.Upcoming plans include the installation of parkour fitness equipment along the path for carts and jogging.But the price of nouveau tranquility in this neighborhood isn't cheap.__San Francisco Initiation: ,000__San Francisco can be a little chilly at times, and not just the weather. It's friendly, the sort of place where it's second nature to invite people you don't know into your conversation, or foursome.The social nexus is a horseshoe-shape bar that regularly attracts three-deep crowds.Says one longtime member: "It's so much fun to sit at the bar and hear guys talk about their social lives instead of what medications they're on."__Owings Mills, Md.Though it's not your typical rich-guys' joint.